<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Reverse Mortgage Library: Guides]]></title><description><![CDATA[Knowledge Nook: My collection of consumer guides resembles a well-filled bookshelf. With resources from FHA, HUD, AARP, and various consumer groups, these materials protect seniors and are available for immediate review and download. NEW RESOURCES ADDED FREQUENTLY! ]]></description><link>https://www.reversemortgagelibrary.com/s/guides</link><image><url>https://substackcdn.com/image/fetch/$s_!j5py!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fce1025a1-6d9f-42fe-b6f6-704a04758e01_419x419.png</url><title>Reverse Mortgage Library: Guides</title><link>https://www.reversemortgagelibrary.com/s/guides</link></image><generator>Substack</generator><lastBuildDate>Mon, 13 Apr 2026 12:52:36 GMT</lastBuildDate><atom:link href="https://www.reversemortgagelibrary.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Newmerica Ventures llc]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[reversemortgagelibrary@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[reversemortgagelibrary@substack.com]]></itunes:email><itunes:name><![CDATA[Robert The Senior Guy]]></itunes:name></itunes:owner><itunes:author><![CDATA[Robert The Senior Guy]]></itunes:author><googleplay:owner><![CDATA[reversemortgagelibrary@substack.com]]></googleplay:owner><googleplay:email><![CDATA[reversemortgagelibrary@substack.com]]></googleplay:email><googleplay:author><![CDATA[Robert The Senior Guy]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[What You Need to Know About Your HECM After Closing - National Reverse Mortgage Lenders Association]]></title><description><![CDATA[The Loan&#8217;s Closed&#8230; Now What? Your Reverse Mortgage Owner&#8217;s Manual. What You Need to Know About Your HECM After Closing&#8221; is your no-nonsense, plain-English guide to understanding what happens after you get a reverse mortgage. Whether you're the borrower, a family member, or just the curious kid in the back row, this free guide explains how your loan works, who your Loan Servicer is (and why they matter), and how to avoid common pitfalls like missed property taxes, insurance lapses, or occupancy slip-ups. It covers everything from payments to property rules to what happens when life throws a curveball. Keep it handy &#8212; but remember, when in doubt, your Loan Servicer is always your go-to.]]></description><link>https://www.reversemortgagelibrary.com/p/what-you-need-to-know-about-your-hecm-after-closing</link><guid isPermaLink="false">https://www.reversemortgagelibrary.com/p/what-you-need-to-know-about-your-hecm-after-closing</guid><dc:creator><![CDATA[Robert The Senior Guy]]></dc:creator><pubDate>Tue, 01 Jul 2025 03:58:35 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/c044b48f-f7d5-4beb-9bbd-e8d228668a8f_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><a href="https://www.nrmlaonline.org/wp-content/uploads/2025/02/What-You-Need-to-Know-After-Closing-Revised-1-28-2025.pdf">Download this publication for FREE (PDF format)</a></p><p><strong>What You Need to Know About Your HECM After Closing </strong>is your no-nonsense, plain-English guide to understanding what happens <em>after</em> you get a reverse mortgage. Whether you're the borrower, a family member, or just the curious kid in the back row, this free guide explains how your loan works, who your Loan Servicer is (and why they matter), and how to avoid common pitfalls like missed property taxes, insurance lapses, or occupancy slip-ups. It covers everything from payments to property rules to what happens when life throws a curveball. Keep it handy &#8212; but remember, when in doubt, your Loan Servicer is always your go-to.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://www.reversemortgagelibrary.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Reverse Mortgage Library is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Use Your Home to Stay at Home - The official reverse mortgage consumer booklet - HUD]]></title><description><![CDATA[The official reverse mortgage consumer booklet approved by the U.S. Department of Housing & Urban Development]]></description><link>https://www.reversemortgagelibrary.com/p/use-your-home-to-stay-at-home-the</link><guid isPermaLink="false">https://www.reversemortgagelibrary.com/p/use-your-home-to-stay-at-home-the</guid><dc:creator><![CDATA[Robert The Senior Guy]]></dc:creator><pubDate>Fri, 11 Apr 2025 01:19:37 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!OK1D!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><a href="https://drive.google.com/file/d/12N2K14jH0Y8xxrxaD-oVp4szWqFJOFBi/view?usp=sharing">Download this publication for FREE (PDF format</a>)</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!OK1D!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!OK1D!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png 424w, https://substackcdn.com/image/fetch/$s_!OK1D!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png 848w, https://substackcdn.com/image/fetch/$s_!OK1D!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png 1272w, https://substackcdn.com/image/fetch/$s_!OK1D!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdbce139f-5f9b-4e55-973a-b377b70d5998_1200x675.png 1456w" sizes="100vw"><img 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stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://www.reversemortgagelibrary.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Reverse Mortgage Library is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Considering a Reverse Mortgage -Consumer Financial Protection Bureau]]></title><description><![CDATA[Important questions to ask when you talk to a housing counselor about your reverse mortgage options and alternatives.]]></description><link>https://www.reversemortgagelibrary.com/p/considering-a-reverse-mortgage-consumer</link><guid isPermaLink="false">https://www.reversemortgagelibrary.com/p/considering-a-reverse-mortgage-consumer</guid><dc:creator><![CDATA[Robert The Senior Guy]]></dc:creator><pubDate>Fri, 11 Apr 2025 00:45:46 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!jW39!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ae45e44-863d-4839-a9a0-d6ad405db2c4_1200x675.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!jW39!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ae45e44-863d-4839-a9a0-d6ad405db2c4_1200x675.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!jW39!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ae45e44-863d-4839-a9a0-d6ad405db2c4_1200x675.png 424w, 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