The Loan’s Closed… Now What? Your Reverse Mortgage Owner’s Manual. What You Need to Know About Your HECM After Closing” is your no-nonsense, plain-English guide to understanding what happens after you get a reverse mortgage. Whether you're the borrower, a family member, or just the curious kid in the back row, this free guide explains how your loan works, who your Loan Servicer is (and why they matter), and how to avoid common pitfalls like missed property taxes, insurance lapses, or occupancy slip-ups. It covers everything from payments to property rules to what happens when life throws a curveball. Keep it handy — but remember, when in doubt, your Loan Servicer is always your go-to.